Knowledge Centre
Specialist Finance Intelligence
Standard metrics, scenario modelling calculators, and professional frameworks for UK bridging and development finance.
Featured articles
Metrics
LTGDV — Loan to Gross Development Value
How LTGDV is calculated, why lenders use it as the primary leverage metric in development finance, and what thresholds matter.
Metrics
LTC — Loan to Cost
LTC measures total borrowing against total project cost. Understand how it is calculated, where it fits in the lender decision, and how it relates to LTGDV.
Calculators
LTGDV Calculator
Calculate LTGDV from gross facility and GDV inputs. Understand the leverage position before submission.
Calculators
Gross Facility Calculator
Calculate gross facility for rolled or retained interest structures: advances, fees, interest, and total lender exposure.
Guides
Bridging Finance — A Practical Guide
What bridging finance is, when it is used, how it is structured, and how brokers and lenders evaluate bridge applications.
Underwriting
How Lenders Assess Leverage
The framework lenders use to evaluate LTV, LTC, and LTGDV — what passes, what creates friction, and what triggers decline.
Browse by section
Metrics
5 articlesFinance Metrics
LTGDV, LTC, LTV, Gross Facility, Retained Interest — standard definitions and worked examples for every core leverage metric.
Calculators
4 articlesCalculators
Indicative calculators for LTGDV, LTC, Gross Facility, and Bridge Interest — built around standard property finance calculations.
Guides
2 articlesFinance Guides
Practical guides to bridging and development finance — how they are structured, priced, and how lenders evaluate them.
Underwriting
1 articleUnderwriting
How lenders assess leverage, income, exit viability, and asset quality in specialist property credit decisions.
Exit Strategy
1 articleExit Strategy
Exit routes for bridging facilities: sale, refinance, and term debt. How lenders stress-test each and what evidence they require.
Planning
1 articlePlanning Risk
How planning status — from full consent to outline and change of use — affects lender appetite and deal structure.
Market Intelligence
Market Intelligence
Property market context, comparable transaction analysis, and GDV evidence methodology — articles in preparation.
See how LenderIQ structures and evaluates deals
Pre-underwriting intelligence built for specialist property finance professionals.