/* Legal pages — terms, privacy, cookies */

.legal-hero {
  position: relative;
  overflow: hidden;
  border-bottom: 1px solid var(--b1);
  background:
    radial-gradient(ellipse 100% 70% at 50% -20%, rgba(201, 168, 76, 0.12), transparent 58%),
    linear-gradient(180deg, var(--bg-1) 0%, var(--bg-0) 100%);
}
.legal-hero-in {
  position: relative;
  padding: 88px 0 64px;
}
.legal-hero h1 {
  font-size: clamp(2.35rem, 4.8vw, 3.25rem);
  line-height: 1.06;
  font-weight: 600;
  letter-spacing: -0.03em;
  color: var(--t1);
  margin-top: 18px;
  text-wrap: balance;
}
.legal-hero h1 em {
  font-style: normal;
  color: inherit;
}
.legal-hero-lead {
  font-size: 17px;
  line-height: 1.65;
  color: var(--t2);
  max-width: 58ch;
  margin-top: 18px;
  text-wrap: pretty;
}

.legal-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 24px;
}
.legal-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  border: 1px solid var(--b2);
  border-radius: 999px;
  background: rgba(17, 21, 28, 0.6);
  font-size: 12.5px;
  color: var(--t2);
}
.legal-chip svg { width: 14px; height: 14px; flex-shrink: 0; color: var(--gold); }
.legal-chip-k {
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--t4);
}
.legal-chip-v { color: var(--t1); font-weight: 500; }

.legal-notice {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  margin-top: 28px;
  padding: 18px 20px;
  border: 1px solid var(--b1);
  border-radius: 10px;
  background: var(--bg-2);
  max-width: 78ch;
}
.legal-notice svg {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  color: var(--gold);
  margin-top: 2px;
}
.legal-notice p {
  font-size: 15px;
  line-height: 1.7;
  color: var(--t2);
}
.legal-notice a {
  color: var(--gold);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.legal-layout {
  max-width: 1200px;
  margin: 0 auto;
  padding: 56px 32px 96px;
  display: grid;
  grid-template-columns: 220px minmax(0, 1fr);
  gap: 56px;
  align-items: start;
  overflow-x: clip;
}

.legal-toc {
  position: sticky;
  top: 88px;
  min-width: 0;
}
.legal-toc-label {
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 10px;
}
.legal-toc-progress {
  font-family: var(--mono);
  font-size: 11px;
  color: var(--t4);
  margin-bottom: 14px;
}
.legal-toc-progress b { color: var(--t1); }
.legal-toc-list {
  list-style: none;
  border-left: 1px solid var(--b1);
}
.legal-toc-list a {
  display: flex;
  align-items: baseline;
  gap: 10px;
  font-size: 13px;
  color: var(--t3);
  padding: 7px 0 7px 14px;
  margin-left: -1px;
  border-left: 1px solid transparent;
  line-height: 1.45;
  transition: color 0.14s ease, border-color 0.14s ease;
}
.legal-toc-list a:hover,
.legal-toc-list a.is-active {
  color: var(--t1);
  border-left-color: var(--gold);
}
.legal-toc-list .n {
  font-family: var(--mono);
  font-size: 10px;
  color: var(--t4);
  flex-shrink: 0;
}

.legal-body { min-width: 0; }

.legal-section {
  scroll-margin-top: 96px;
  margin-bottom: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid var(--b1);
}
.legal-section:last-child {
  border-bottom: none;
  margin-bottom: 0;
  padding-bottom: 0;
}
.legal-section-num {
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 10px;
}
.legal-section h2 {
  font-size: clamp(1.35rem, 2vw, 1.65rem);
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--t1);
  margin-bottom: 20px;
  line-height: 1.2;
}

.legal-prose p {
  font-size: 15px;
  color: var(--t2);
  line-height: 1.78;
  margin-bottom: 14px;
  text-wrap: pretty;
}
.legal-prose p:last-child { margin-bottom: 0; }
.legal-prose a {
  color: var(--gold);
  text-decoration: underline;
  text-underline-offset: 2px;
}
.legal-prose code {
  font-family: var(--mono);
  font-size: 0.92em;
  padding: 2px 6px;
  border-radius: 4px;
  background: var(--bg-3);
  color: var(--t1);
}

.clause-list {
  list-style: none;
  margin: 0 0 16px;
  padding: 0;
}
.clause-list li {
  position: relative;
  padding: 0 0 12px 18px;
  font-size: 15px;
  line-height: 1.72;
  color: var(--t2);
}
.clause-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.62em;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold-4);
}

.def-panel {
  border: 1px solid var(--b1);
  border-radius: 10px;
  overflow: hidden;
  background: var(--bg-2);
  margin-top: 8px;
}
.def-row {
  display: grid;
  grid-template-columns: minmax(140px, 220px) 1fr;
  gap: 16px;
  padding: 14px 18px;
  border-bottom: 1px solid var(--b1);
}
.def-row:last-child { border-bottom: none; }
.def-term {
  font-size: 13px;
  font-weight: 600;
  color: var(--t1);
}
.def-desc {
  font-size: 14px;
  line-height: 1.65;
  color: var(--t2);
}
.def-desc a { color: var(--gold); text-decoration: underline; text-underline-offset: 2px; }

.callout {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  margin: 20px 0;
  padding: 18px 20px;
  border: 1px solid rgba(224, 180, 73, 0.22);
  border-radius: 10px;
  background: rgba(224, 180, 73, 0.05);
}
.callout-warn {
  border-color: rgba(224, 120, 73, 0.28);
  background: rgba(224, 120, 73, 0.06);
}
.callout-blue {
  border-color: rgba(45, 212, 191, 0.22);
  background: rgba(45, 212, 191, 0.05);
}
.callout svg {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  color: var(--gold);
  margin-top: 2px;
}
.callout-label {
  display: block;
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 6px;
}
.callout-body p {
  font-size: 14px;
  line-height: 1.7;
  color: var(--t2);
}

.legal-sub { margin-top: 24px; }
.legal-sub-head {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  font-size: 15px;
  font-weight: 600;
  color: var(--t1);
  margin-bottom: 12px;
}
.tag {
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 4px 8px;
  border-radius: 4px;
  background: var(--bg-3);
  color: var(--gold);
}

.role-cards {
  display: grid;
  gap: 16px;
  margin-top: 8px;
}
.role-card {
  border: 1px solid var(--b1);
  border-radius: 10px;
  padding: 20px;
  background: var(--bg-2);
}
.role-card-head {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  margin-bottom: 14px;
}
.role-card-sub {
  font-size: 12px;
  color: var(--t4);
}
.role-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 600;
  color: var(--t1);
}
.role-tag svg { width: 16px; height: 16px; }
.role-tag.broker svg { color: var(--gold); }
.role-tag.lender svg { color: var(--teal); }
.role-tag.borrower svg { color: var(--t2); }

.rights-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 12px;
  margin: 16px 0;
}
.right-card {
  padding: 16px 18px;
  border: 1px solid var(--b1);
  border-radius: 10px;
  background: var(--bg-2);
}
.right-card-title {
  display: block;
  font-size: 14px;
  font-weight: 600;
  color: var(--t1);
  margin-bottom: 6px;
}
.right-card-desc {
  font-size: 13px;
  line-height: 1.6;
  color: var(--t3);
}

.table-wrap {
  overflow-x: auto;
  margin: 16px 0;
  border: 1px solid var(--b1);
  border-radius: 10px;
}
.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
}
.data-table th,
.data-table td {
  padding: 12px 16px;
  text-align: left;
  border-bottom: 1px solid var(--b1);
  vertical-align: top;
}
.data-table th {
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--t4);
  background: var(--bg-2);
}
.data-table td { color: var(--t2); line-height: 1.55; }
.data-table tr:last-child td { border-bottom: none; }

.cookie-overview-section {
  padding-top: 56px;
}
.cookie-overview { padding-bottom: 8px; }
.cookie-overview-title {
  font-size: clamp(1.4rem, 2.6vw, 1.75rem);
  font-weight: 600;
  color: var(--t1);
  letter-spacing: -0.022em;
  line-height: 1.18;
  margin-bottom: 6px;
}
.cookie-overview-lead {
  font-size: 15.5px;
  margin-top: 6px;
  max-width: 64ch;
}
.legal-hero-actions {
  margin-top: 26px;
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}
.cookie-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin-top: 28px;
  align-items: stretch;
}
.cookie-card {
  display: flex;
  flex-direction: column;
  gap: 8px;
  height: 100%;
  min-height: 100%;
  padding: 20px;
  border: 1px solid var(--b1);
  border-radius: 10px;
  background: var(--bg-2);
  transition: border-color 0.14s ease, transform 0.14s ease;
}
.cookie-card:hover {
  border-color: var(--b2);
  transform: translateY(-1px);
}
.cookie-card-icon svg {
  width: 22px;
  height: 22px;
  color: var(--gold);
}
.cookie-card-title {
  font-size: 15px;
  font-weight: 600;
  color: var(--t1);
}
.cookie-card-desc {
  font-size: 13px;
  line-height: 1.6;
  color: var(--t3);
  flex: 1;
}
.cookie-status {
  display: inline-block;
  margin-top: auto;
  padding-top: 8px;
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  padding: 4px 8px;
  border-radius: 999px;
}
.cookie-status.required {
  color: var(--teal);
  background: var(--teal-dim);
}
.cookie-status.consent {
  color: var(--gold);
  background: var(--gold-dim);
}

.cookie-tag {
  display: inline-block;
  margin-bottom: 12px;
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 5px 10px;
  border-radius: 999px;
}
.cookie-tag.essential {
  color: var(--teal);
  background: var(--teal-dim);
}
.cookie-tag.consent {
  color: var(--gold);
  background: var(--gold-dim);
}

.legal-cta-row {
  margin-top: 16px;
}
.legal-cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 0 20px;
  height: 42px;
  border: 1px solid var(--b2);
  border-radius: 8px;
  background: var(--bg-3);
  color: var(--t1);
  font-family: var(--font);
  font-size: 14px;
  font-weight: 600;
  cursor: pointer;
  transition: border-color 0.14s ease, background 0.14s ease;
}
.legal-cta-btn:hover {
  border-color: var(--gold);
  background: var(--bg-4);
}
.legal-cta-btn svg { width: 16px; height: 16px; color: var(--gold); }

@media (max-width: 980px) {
  .cookie-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .legal-layout {
    grid-template-columns: 1fr;
    gap: 28px;
    padding-top: 40px;
  }
  .legal-toc {
    position: static;
  }
  .legal-toc-list {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    border-left: none;
  }
  .legal-toc-list a {
    padding: 8px 12px;
    margin-left: 0;
    border: 1px solid var(--b1);
    border-radius: 999px;
    border-left: 1px solid var(--b1);
    font-size: 12px;
  }
  .legal-toc-list a.is-active {
    border-color: rgba(224, 180, 73, 0.35);
    background: var(--gold-dim);
  }
  .def-row { grid-template-columns: 1fr; gap: 4px; }
}

@media (max-width: 640px) {
  .cookie-grid {
    grid-template-columns: 1fr;
  }
  .legal-layout,
  .legal-hero-in {
    padding-left: 20px;
    padding-right: 20px;
  }
  .legal-hero-in { padding-top: 72px; padding-bottom: 56px; }
}